Your job is to protect others. Our job is to protect you and your team when serious health challenges arise. 

The Colorado Firefighter Trust offers three programs to support Colorado's fire service: Heart, Cancer, and Behavioral Health. Through these programs, you can access financial beneifts, health screening resources, and reimbursement for eligible health-related expenses. 

State funding and grants may help cover eligible program costs, so you can get support without adding unnecessary financial strain to your department. 

Request a quote: cfhtrust.com/quote

Heart Program

Our Heart Program helps you access financial benefits for qualifying heart conditions. You can also access reimbursement for cardiac screenings to help you stay on top of your health. Coverage is required for full-time, part-time, and volunteer firefighters under Colorado law.

What this means for you:

• Financial benefits for qualifying heart-related conditions
• Benefits that can help offset lose income and out-of-pocket expenses
• Reimbursement for heart screenings, including grants 
• State funding that can reimburse eligible department coverage costs

Cost: The cost for this program is covered through Colorado's DOLA, while funding lasts. After that, enrollment is $145 - $202.

Cancer Program

Our Cancer Program provides financial benefits for qualifying cancer diagnoses. We also connect you with early detection resources and screening options to help you make informed descions about your health. For participating departments, the program can also help manage workers' compensation costs. Coverage is required for full-time, part-time, and volunteer firefighters under Colorado law.

What this means for you:

• Financial benefits for eligible cancer diagnoses
• Benefits based on the type and stage of cancer
• Access to cancer awareness and early detection resources, including grants 
• State funding that can reimburse eligible department coverage costs

Cost: The cost for this program is covered through Colorado's DOLA, while funding lasts. After that, enrollment is $138 - $397.

Behavioral Health Program 

Our Behavioral Health Program helps reimburse eligible mental health treatment costs that aren't covered by your existing employer benefits. Support may also extend to family and marriage counseling when you participate in treatment with your spouse or child. 

What this means for you:

• Reimbursement for eligible co-pays, deductibles, and out-of-pocket treatment costs
• Support for eligible additional treatments and therapies
• Help finding providers who understand first responders and trauma 
• Potential support for eligible family and marriage counseling

Cost: There is no cost to participate while state funding is available. Funding is limited, and eligible expenses and reimbursement amounts are subject to program rules and available funds.